As the peace , mercy and God - WA-barakatuhu
Be sure to life or property is haram and is not allowed , because of the ambiguity ( buy / sell something where no one knows if you buy / will actually be achieved sales / delivered , or what specific amount , so put undue risk for s money lost ) and riba ( usury and interest) . God prohibits all transactions on the basis of usury , and all transactions involving deception , and mercy to this community and to protect them from what can hurt them . He says ( interpretation of the meaning ) :
While Allah has permitted trading and forbidden usury [Baqarah 2:275 ]
And proven in the report is true that the Prophet ( peace and blessings of Allah peace be upon him ) forbade deception . And God is the source of strength .
Abdullah b . Roy dinars that he heard Ibn 'Umar said ( may Allah be pleased with him ) : A man came to the Messenger of Allah ( peace be upon him ) who was cheated in commercial transactions , and then the Messenger of Allah ( peace be upon him ) said : When you enter a transaction , and I say you should If there is any attempt of deception .
Book 10 , Number 3663 : (Book - Al Buyu - Book Transactions)
If what is meant by the submission of documents to the insurance company is that you have health insurance , or are willing to hire a health insurance , you should keep in mind that this insurance is forbidden, as it is called life insurance , and the insurance policy , both in cases involving ambiguity and the type of gambling . This has already been discussed by experts in their fatwas .
In fatwas Lajnah Al Daaimah (15/297):
A is not permissible for a Muslim to make sure this disease , whether in a Muslim country or a non-Muslim country , because it involves ambiguity and type of gambling .
B is not permissible for a Muslim to believe in your life , or all or part of their physical , or to secure their wealth and property , cars and the like, whether in a Muslim country or a non-Muslim country , because these are the types of commercial insurance , which is forbidden because it involves ambiguity and type of gambling .
Shaykh Ibn Uthaymeen ( may Allah have mercy on him ) : Safe means that a person pays a certain amount to the company every month or every year against an accident can happen to the insured .
We know that the insurance is paid by the loser in all cases , the insurance company can win or lose, because if the accident was serious and cost more than the money paid by the customer , the company will lose, but if it is less and costs less than the amount paid by the customer , or if there is no accident happens at all, then the company is going to win and lose the client.
This is the kind of contracts held by any person can win or lose as a kind of game , which prohibits God in his book and mentioned along with alcohol and the worship of idols .
On this basis , this type of insurance is haram . I do not know of any ambiguity on the basis of insurance is permissible , and ( may Allah be pleased with him ) is not all sorts of taboo , to Abu Huraira that the Prophet ( peace be upon him peace be upon him ) forbade the transaction based on the mystery.
And Shaykh Ibn Uthaymeen said :
Life insurance is not acceptable , because if the angel of death comes to one who is insured life , you can not refer to the insurance company . So this is a silly mistake and loss, and treated according to the company instead of God , because the person is a function of the company , and if he died , to take care of your heirs , which means relying on someone other than God .
This is similar to gambling , in fact the game is in the true sense , and in his book he mentions God trap game together , and with the magic arrows and alcohol.
In the case of insurance , a man can pay a sum of money for years and years , and you can lose , but if you die soon, the company may be the loser . All contracts can be gains or losses are the types of gambling .
From the fatwas of scholars neighborhood holy land , p . 652.653 .
If you are forced to buy insurance and there is an accident , it allows you to take the insurance company the same amount of payments that you have made , but it should not take more than that . If they force you to have it , then you have to donate to charity .
We advise you to fear Allah and turn to Him and make a lot of prayer, who turns to Him will never be disappointed. And I remember the words of the Prophet ( peace and blessings of Allah peace be upon him ) is the one who is affected by poverty and turn to people for help, will not meet your needs , but that is affected by poverty and turn to God, and God will send a delivery sooner or later .
Narrated by al- Tirmidhi 0.2326 and Abu Dawood 1645. And in Saheeh al-Tirmidhi.
Be sure to life or property is haram and is not allowed , because of the ambiguity ( buy / sell something where no one knows if you buy / will actually be achieved sales / delivered , or what specific amount , so put undue risk for s money lost ) and riba ( usury and interest) . God prohibits all transactions on the basis of usury , and all transactions involving deception , and mercy to this community and to protect them from what can hurt them . He says ( interpretation of the meaning ) :
While Allah has permitted trading and forbidden usury [Baqarah 2:275 ]
And proven in the report is true that the Prophet ( peace and blessings of Allah peace be upon him ) forbade deception . And God is the source of strength .
Abdullah b . Roy dinars that he heard Ibn 'Umar said ( may Allah be pleased with him ) : A man came to the Messenger of Allah ( peace be upon him ) who was cheated in commercial transactions , and then the Messenger of Allah ( peace be upon him ) said : When you enter a transaction , and I say you should If there is any attempt of deception .
Book 10 , Number 3663 : (Book - Al Buyu - Book Transactions)
If what is meant by the submission of documents to the insurance company is that you have health insurance , or are willing to hire a health insurance , you should keep in mind that this insurance is forbidden, as it is called life insurance , and the insurance policy , both in cases involving ambiguity and the type of gambling . This has already been discussed by experts in their fatwas .
In fatwas Lajnah Al Daaimah (15/297):
A is not permissible for a Muslim to make sure this disease , whether in a Muslim country or a non-Muslim country , because it involves ambiguity and type of gambling .
B is not permissible for a Muslim to believe in your life , or all or part of their physical , or to secure their wealth and property , cars and the like, whether in a Muslim country or a non-Muslim country , because these are the types of commercial insurance , which is forbidden because it involves ambiguity and type of gambling .
Shaykh Ibn Uthaymeen ( may Allah have mercy on him ) : Safe means that a person pays a certain amount to the company every month or every year against an accident can happen to the insured .
We know that the insurance is paid by the loser in all cases , the insurance company can win or lose, because if the accident was serious and cost more than the money paid by the customer , the company will lose, but if it is less and costs less than the amount paid by the customer , or if there is no accident happens at all, then the company is going to win and lose the client.
This is the kind of contracts held by any person can win or lose as a kind of game , which prohibits God in his book and mentioned along with alcohol and the worship of idols .
On this basis , this type of insurance is haram . I do not know of any ambiguity on the basis of insurance is permissible , and ( may Allah be pleased with him ) is not all sorts of taboo , to Abu Huraira that the Prophet ( peace be upon him peace be upon him ) forbade the transaction based on the mystery.
And Shaykh Ibn Uthaymeen said :
Life insurance is not acceptable , because if the angel of death comes to one who is insured life , you can not refer to the insurance company . So this is a silly mistake and loss, and treated according to the company instead of God , because the person is a function of the company , and if he died , to take care of your heirs , which means relying on someone other than God .
This is similar to gambling , in fact the game is in the true sense , and in his book he mentions God trap game together , and with the magic arrows and alcohol.
In the case of insurance , a man can pay a sum of money for years and years , and you can lose , but if you die soon, the company may be the loser . All contracts can be gains or losses are the types of gambling .
From the fatwas of scholars neighborhood holy land , p . 652.653 .
If you are forced to buy insurance and there is an accident , it allows you to take the insurance company the same amount of payments that you have made , but it should not take more than that . If they force you to have it , then you have to donate to charity .
We advise you to fear Allah and turn to Him and make a lot of prayer, who turns to Him will never be disappointed. And I remember the words of the Prophet ( peace and blessings of Allah peace be upon him ) is the one who is affected by poverty and turn to people for help, will not meet your needs , but that is affected by poverty and turn to God, and God will send a delivery sooner or later .
Narrated by al- Tirmidhi 0.2326 and Abu Dawood 1645. And in Saheeh al-Tirmidhi.
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